Are you a bike owner looking to get insurance coverage, but don’t have a PAN Card? Don’t worry, getting bike insurance without a PAN Card is now easier than ever before. Whether you’ve lost your PAN Card or you simply don’t have one, there’s no need to let that hold you back from protecting your valuable asset. Insurance providers now offer a hassle-free process that allows you to get bike insurance without the need for a PAN Card.
Having bike insurance is essential for any bike owner as it provides financial protection in case of accidents, theft, or any other unforeseen events. It ensures that you’re not left with heavy expenses in the event of damages or losses. In the past, not having a PAN Card might have been a barrier to getting insurance coverage, but that is no longer the case.
Insurance providers understand that not everyone might have a PAN Card, and they have adapted their processes to make it easier for individuals without one to get bike insurance. To compensate for the lack of a PAN Card, alternative documents can be submitted as proof of identity, such as Aadhaar Card, Voter ID, or Passport. These documents are accepted as valid ID proofs by insurance providers, allowing you to proceed with the insurance application without any hassle.
Getting bike insurance without a PAN Card is a straightforward process. You can simply visit the website of your preferred insurance provider, fill out the online application form, and upload the necessary documents. The process is quick, convenient, and transparent, ensuring that you can get the insurance coverage you need without any unnecessary delays or complications.
So, if you’re a bike owner without a PAN Card, there’s no need to worry. You can still get the insurance coverage your bike deserves. Simply gather the alternative ID proofs, choose a reliable insurance provider, and follow the easy and hassle-free process to get bike insurance without a PAN Card. Protect your bike and ride with peace of mind knowing that you’re financially covered in case of any unfortunate events.
Get Bike Insurance without PAN Card Easy and Hassle-free Process
If you are looking to get bike insurance without a PAN card, you’re in luck. It is now possible to get bike insurance without having to provide your PAN card details. This makes the process much easier and hassle-free for individuals who do not have a PAN card.
Why is a PAN Card usually required for insurance?
A PAN card is a mandatory requirement for many financial transactions in India, including insurance. It is used for identification and to track financial transactions. However, it is not always convenient for individuals who do not have a PAN card to obtain one, especially if they do not have a taxable income.
Fortunately, certain insurance providers have recognized this issue and have started offering insurance without the need for a PAN card.
How to get insurance without a PAN card?
If you do not have a PAN card but still want to get bike insurance, here’s what you can do:
- Contact insurance providers: Reach out to insurance companies and inquire whether they offer insurance without a PAN card. Some insurers may have specific plans or policies that do not require a PAN card.
- Alternative identification documents: Check if the insurance company accepts alternative identification documents in place of a PAN card. This could include documents such as Aadhaar card, driving license, or voter ID card.
- Provide other details: In some cases, insurance providers may allow you to proceed with the insurance process by providing additional details or documents, such as your passport or bank account details.
It is important to note that the availability of insurance without a PAN card may vary among different insurers. Therefore, it is always recommended to check with the insurance company directly and inquire about their specific requirements and process.
Conclusion
Getting bike insurance without a PAN card is now a possibility for individuals who do not have a PAN card. By reaching out to insurance providers and exploring alternative identification options, you can easily get the insurance coverage you need without any hassle or inconvenience.
Why PAN Card is Important for Bike Insurance?
A PAN card is an essential requirement for availing bike insurance in India. Here are a few reasons why it is important:
- Identification: A PAN card serves as a valid identification document, helping insurers verify the policyholder’s identity.
- Documentation: Insurers require specific documents for bike insurance, and a PAN card is one of them. It helps in smooth processing and documentation of the insurance policy.
- Anti-Fraud Measure: The PAN card is linked to an individual’s income and financial transactions. This helps in preventing fraud and ensuring that the insurance policy is taken by the rightful owner.
- Tax Purposes: The PAN card is primarily used for tax-related purposes. Insurance premiums paid towards bike insurance are eligible for tax benefits, and having a PAN card simplifies the process of claiming such benefits.
- Compliance: Possessing a PAN card is mandatory for individuals under the Income Tax Act of India. Insurance companies adhere to this requirement and make it mandatory for availing bike insurance policies.
Therefore, having a PAN card is crucial for obtaining bike insurance to ensure a hassle-free process and comply with legal requirements.
Alternative Documents for Bike Insurance
While a PAN card may be the most commonly requested document for getting bike insurance, there are alternative options available for those who do not have a PAN card. These alternative documents can help make the process of getting bike insurance easy and hassle-free.
One alternative document that can be used is the Aadhaar card. This is a unique identification card issued by the Indian government that contains biometric and demographic information of the cardholder. It is widely accepted as a valid form of identification and can be used to apply for bike insurance without a PAN card.
Another alternative document that can be used is the driving license. This document not only serves as proof of identity but also verifies that the person is legally allowed to ride a bike. Insurance providers often accept driving licenses as a valid form of identification when applying for bike insurance.
For those who do not have a PAN card or any other alternative document, it is recommended to contact insurance providers directly to inquire about the possibility of obtaining bike insurance without a PAN card. Some insurance providers may have specific requirements or procedures in place for such cases.
It is important to note that while alternative documents can be used to apply for bike insurance without a PAN card, insurance providers may still require additional documentation or information to process the application. It is always best to check with the insurance provider and gather all necessary documents before applying for bike insurance.
By exploring alternative documents and understanding the requirements of insurance providers, individuals can easily get bike insurance without a PAN card and enjoy the benefits of insurance coverage for their bikes.
How to Get Bike Insurance without PAN Card
If you’re looking for bike insurance but don’t have a PAN card, don’t worry, there are still options available to you. While PAN card is a common requirement for many financial transactions in India, including insurance, there are companies that offer bike insurance without this document.
When applying for bike insurance without a PAN card, you may be required to provide alternative identification documents such as Aadhaar card or driving license. These documents can be used to verify your identity and fulfill the KYC (know your customer) requirements of the insurance company.
It’s important to note that the process of getting bike insurance without a PAN card may vary depending on the insurance company and the state regulations. Some insurance companies may have specific requirements or additional paperwork that needs to be submitted.
Before proceeding with the application, it’s recommended to contact the insurance company directly or visit their website to understand their specific requirements for getting bike insurance without a PAN card. This will help ensure a smooth and hassle-free process.
Additionally, keep in mind that having a PAN card can make the insurance process easier and may provide additional benefits. PAN card is a unique identification number issued by the Income Tax Department of India, and it is widely recognized as a valid proof of identity for various financial transactions.
In summary, while a PAN card is commonly required for bike insurance in India, there are options available to get insurance without this document. By providing alternative identification documents and contacting the insurance company directly, you can navigate through the process and get the insurance coverage you need for your bike.
Documents Required for Bike Insurance without PAN Card
Getting bike insurance without a PAN card is a hassle-free process. While the PAN card is usually a mandatory document for most financial transactions, including insurance, there are alternative documents that can be submitted to obtain bike insurance without a PAN card.
Here are the documents required:
- Aadhaar Card: The Aadhaar card is a unique identification document issued by the Indian government. It can be used as a substitute for the PAN card when applying for bike insurance.
In addition to the Aadhaar card, the following documents may be required:
- Identity Proof: Any government-issued photo ID card such as a driver’s license, passport, or voter ID card can be submitted as proof of identity.
- Address Proof: Documents like a voter ID card, passport, or utility bills can be submitted as proof of address.
- Vehicle Registration Certificate (RC): The RC document is essential for insuring your bike. It contains all the necessary details about the vehicle, including the owner’s name and address.
These documents will be required during the application process for bike insurance without a PAN card. It’s important to ensure that all the documents are valid and up-to-date to avoid any delays or complications.
By submitting these documents, you can easily obtain bike insurance without a PAN card and protect your bike from any unforeseen circumstances.
Benefits of Getting Bike Insurance without PAN Card
Getting bike insurance without a PAN card has several benefits for individuals who may not possess a PAN card or prefer not to disclose it during the insurance process. Some of the key benefits include:
Simple and Hassle-free Process
Obtaining bike insurance without a PAN card reduces the complexity of the insurance process. Without the need to provide a PAN card, individuals can easily apply for insurance online or through an agent, saving time and effort.
Increased Accessibility
Many individuals may not possess a PAN card, especially those who have recently turned 18 or foreigners residing in India. By allowing individuals to obtain bike insurance without a PAN card, insurers ensure accessibility to a wider range of customers and make insurance more inclusive.
Moreover, this allows individuals who have lost their PAN card or do not have it readily available to still avail insurance coverage for their bike.
Protection for the Bike
Whether or not a PAN card is involved, bike insurance offers protection to the insured vehicle against various risks such as accidents, theft, fire, or natural disasters. By obtaining bike insurance without a PAN card, individuals can ensure financial protection for their bike without the additional requirement of a PAN card.
Insurance policies may also offer coverage for third-party liabilities, providing peace of mind and protecting the insured from legal and financial consequences in case of any third-party damage or injuries.
Benefits | Description |
---|---|
Simple and Hassle-free Process | Applying for insurance without a PAN card is a straightforward process, saving time and effort. |
Increased Accessibility | Allowing individuals without a PAN card to obtain insurance ensures inclusivity and accessibility. |
Protection for the Bike | Bike insurance provides financial protection against various risks, irrespective of the PAN card requirement. |
Key Features of Bike Insurance without PAN Card
If you do not have a PAN card but still want to get bike insurance, there are some key features that you should know:
- No PAN Card Required: One of the main features of bike insurance without a PAN card is that you do not need to have a PAN card to avail the policy. This makes it hassle-free for individuals who do not have a PAN card.
- Easy Application Process: Getting bike insurance without a PAN card is a relatively easy process. You can apply for the policy online or offline, depending on your convenience. The application process is simple and requires minimal documentation.
- Flexible Premium Payment Options: Bike insurance without a PAN card offers flexible premium payment options. You can choose to pay the premium annually, semi-annually, quarterly, or even in monthly installments, making it convenient for your budget.
- Wide Coverage Options: Just like regular bike insurance policies, bike insurance without a PAN card also offers a wide range of coverage options. You can choose a comprehensive policy that covers damages to your bike as well as third party liabilities, or you can opt for a third party liability-only policy.
- Additional Add-ons: To enhance the coverage of your bike insurance policy, you can also opt for additional add-ons such as zero depreciation cover, engine protection cover, roadside assistance, personal accident cover, etc. These add-ons are optional but can provide extra protection for your bike.
- Quick Claims Settlement: In case of an accident or damage to your bike, the claims settlement process is quick and hassle-free. The insurance company will evaluate the damages and settle the claim amount accordingly, helping you get back on the road as soon as possible.
So, if you do not have a PAN card but still want to insure your bike, bike insurance without a PAN card is a great option. It provides you with the necessary coverage and peace of mind, without the hassle of obtaining a PAN card.
Comparison of Bike Insurance with PAN Card and without PAN Card
Bike Insurance with PAN Card:
- With a PAN Card, the process of getting bike insurance becomes much easier and hassle-free.
- A PAN Card is a government-issued identification document that provides a unique identity to individuals.
- Having a PAN Card simplifies the verification process for insurance companies.
- It also helps in keeping a record of the insurance policies associated with the PAN Card holder.
- With a PAN Card, the insurance company can easily track the insured person’s financial history and assess their eligibility for insurance coverage.
Bike Insurance without PAN Card:
- Getting bike insurance without a PAN Card can be a little more challenging.
- Insurance companies may require additional documentation and verification process for individuals without a PAN Card.
- Some insurance companies may even charge higher premiums for individuals without a PAN Card.
- Without a PAN Card, it may be difficult for insurance companies to maintain a record of the insured person’s insurance policies.
- Insurance companies may also face difficulties in tracking the financial history of individuals without a PAN Card.
Therefore, having a PAN Card can significantly simplify the process of getting bike insurance and offer various benefits. It is advisable to obtain a PAN Card to avail of the advantages of having a PAN Card while getting bike insurance.
Can I Claim Bike Insurance without PAN Card?
When it comes to claiming bike insurance, having a PAN card can be a requirement in some cases. The PAN card is a unique identification number issued by the Indian government that helps in tracking financial transactions. It is commonly used for tax purposes, but it can also come into play when making insurance claims.
In many instances, insurance companies may ask for your PAN card details when processing claims. This is because they need to verify your identity and ensure that you are the rightful owner of the policy. Your PAN card can serve as proof of your identity and help prevent fraudulent claims.
However, there may be some cases where you can claim bike insurance without a PAN card. These situations typically arise when the claim amount is below a certain threshold or when the insurance company has a specific policy in place for such scenarios.
Low Claim Amount
In some cases, insurance companies may waive the PAN card requirement for claims that involve a low amount. The exact threshold may vary depending on the insurance company’s policies. If your claim amount falls below this threshold, you may be able to proceed with the claim without providing your PAN card details.
Alternative Identification Documents
If you do not have a PAN card, but still need to make a bike insurance claim, you may be able to provide alternative identification documents. Insurance companies may accept documents such as your Aadhaar card, driving license, or passport as valid proof of identity.
It’s important to note that the specific requirements can vary between insurance companies, so it’s always a good idea to check with your insurer about their policy regarding PAN cards and alternative identification documents.
In conclusion, while a PAN card may typically be required for claiming bike insurance, there may be exceptions depending on the claim amount or the insurance company’s policies. It’s recommended to keep your PAN card handy to avoid any potential complications, but if you don’t have one, you may be able to provide alternative identification documents to proceed with your claim.
What Happens if I Don’t Have a PAN Card for Bike Insurance?
If you don’t have a PAN card for bike insurance, it can create some difficulties and limitations for you. While having a PAN card is not mandatory for purchasing bike insurance, it is an essential document when it comes to filing and processing claims.
Without a PAN card, you may face the following consequences:
- Claim Settlement Delays: A PAN card is often required by insurance companies as it helps in verifying your identity and ensuring compliance with tax regulations. If you don’t have a PAN card, the claim settlement process may take longer as additional validations may be required.
- Higher Premiums: Some insurance companies may charge higher premiums if you don’t provide a PAN card. This can be due to the increased risk associated with not being able to verify your identity and track your financial transactions.
- Limited Coverage: Certain insurance companies may have restrictions on the coverage they offer if you don’t have a PAN card. This means you may not be eligible for certain benefits or may have to settle for a lower coverage option.
- Tax Implications: PAN card is primarily used for tax purposes, and without it, you may face difficulties in claiming tax benefits related to your bike insurance premium.
It is always recommended to obtain a PAN card if you don’t have one, as it not only facilitates the bike insurance process but also serves as a vital identification document. You can apply for a PAN card through the official website of the Income Tax Department or visit a nearby PAN card center to complete the application process.
How to Apply for PAN Card for Bike Insurance?
If you want to get bike insurance without a PAN card, it is important to understand the process of applying for a PAN card. The Permanent Account Number (PAN) is a unique ten-digit alphanumeric code issued by the Income Tax Department of India.
Why is a PAN card required for bike insurance?
A PAN card is mandatory for most financial transactions in India, including bike insurance. It helps in verifying the identity of the policyholder and ensures compliance with tax regulations.
Steps to apply for a PAN card:
1. Visit the official website of the Income Tax Department of India.
2. Click on the “Apply for PAN” option.
3. Select the appropriate form and fill in the required details, such as name, date of birth, address, etc.
4. Submit the form online and pay the applicable fees.
5. After submitting the form, you will receive an acknowledgment number.
6. Print the acknowledgment form and affix two passport-sized photographs.
7. Sign the form and send it along with the required documents to the Centralized PAN Processing Center.
Note: Make sure to check the official website for the list of documents required for PAN card application.
8. Once the documents are verified, you will receive your PAN card at the given address within a few weeks.
Benefits of having a PAN card for bike insurance:
Having a PAN card not only enables you to apply for bike insurance but also offers various benefits:
1. Easy identification for financial transactions.
2. Enables you to file income tax returns.
3. Helps in availing tax deductions and exemptions.
4. Acts as a valid identity proof for various purposes.
Therefore, it is recommended to have a PAN card to facilitate the process of applying for bike insurance and to comply with the legal requirements in India.
Tips to Ensure Smooth Bike Insurance Process without PAN Card
Getting bike insurance without a PAN card can be a hassle, but with these tips, you can make the process smooth and easy.
1. Provide alternate identification proof
If you don’t have a PAN card, you can provide alternate identification proof to the insurance company. This could include your Aadhaar card, driving license, or any other government-issued identification document that is accepted by the insurer.
2. Check with different insurance companies
Not all insurance companies have the same requirements when it comes to bike insurance. Some may be more flexible and accept other documents in lieu of a PAN card. It’s worth checking with different insurers to see what options are available to you.
Remember, the insurance company’s main concern is verifying your identity and ensuring that you are the owner of the bike. If you can provide sufficient proof of identity and ownership, they may be willing to work with you.
While obtaining bike insurance without a PAN card can be a bit challenging, it’s not impossible. By following these tips and being proactive, you can make the process smoother and get the insurance coverage you need for your bike.
Is it Legal to Get Bike Insurance without PAN Card?
When it comes to getting bike insurance, having a PAN card is usually a mandatory requirement. The Permanent Account Number (PAN) card is a unique identification card issued by the Indian government for financial transactions and income tax purposes.
The main reason why the PAN card is required for bike insurance is that it serves as a proof of identity and helps to prevent fraudulent activities. It also helps in maintaining transparency in financial transactions and ensures that the details provided by the policyholder are accurate.
However, there may be some instances where individuals may not have a PAN card but still want to get bike insurance. In such cases, it is important to note that it is not illegal to get bike insurance without a PAN card. Insurance companies may have alternate methods for verifying the identity of the policyholder.
Insurance companies may ask for other documents that can serve as proof of identity, such as Aadhaar card, driving license, passport, voter ID card, etc. These documents can help in establishing the identity of the policyholder and fulfilling the Know Your Customer (KYC) norms.
It is advisable to check with the insurance company regarding the documents they accept as alternatives to the PAN card. Different insurance companies may have different requirements, so it is important to clarify the same before proceeding with the insurance application.
Overall, while it is not illegal to get bike insurance without a PAN card, it is always recommended to have a PAN card as it serves as a valid proof of identity and simplifies the insurance application process.
Common Problems Faced while Getting Bike Insurance without PAN Card
When it comes to getting bike insurance without a PAN card, there are several common problems that individuals face. These problems can make the process more difficult and time-consuming. Here are some of the common problems:
Identification Issues
One of the main problems faced while getting bike insurance without a PAN card is the lack of a proper identification document. PAN card is often required as a proof of identity when applying for insurance. Without it, individuals may struggle to provide an alternative document that satisfies the insurance company’s requirements.
Verification Process
Insurance companies have a verification process in place to ensure that the applicant’s information is accurate and reliable. This process usually involves cross-checking the provided details with the PAN card database. Without a PAN card, the verification process can become more complicated and time-consuming, leading to delays in getting the insurance policy.
As a result, individuals may face difficulties and prolonged waiting periods where the insurance company tries to verify alternative documentation.
Limited Options
Another common problem faced while trying to get bike insurance without a PAN card is the limited options available. Many insurance companies have strict policies and mandates requiring a PAN card for availing their insurance services. Therefore, individuals without a PAN card may have to search extensively to find insurance providers who offer policies without this requirement.
These are some of the common problems faced by individuals who want to get bike insurance without a PAN card. It is essential to be aware of these challenges and plan accordingly to avoid any unnecessary hassles during the application process.
FAQs about Bike Insurance without PAN Card
Here are some frequently asked questions regarding bike insurance without PAN card:
1. Can I get bike insurance without a PAN card?
Yes, it is possible to get bike insurance without a PAN card. Insurance companies usually require your PAN card details for verification purposes, but there are some insurers who may offer policies without it. It is always recommended to check with the insurance provider about their specific requirements.
2. Why do insurance companies ask for PAN card for bike insurance?
Insurance companies ask for PAN card details as a part of their know your customer (KYC) process. It helps them to authenticate the identity of the policyholder and ensure that there is no fraudulent activity. The PAN card is also used for tax reporting purposes.
3. How can I get bike insurance without a PAN card?
If you do not have a PAN card, you can still get bike insurance by contacting insurance companies that offer policies without PAN card requirements. It is recommended to approach multiple insurers and compare their terms and conditions before making a decision.
4. Is it legal to get bike insurance without a PAN card?
Yes, it is legal to get bike insurance without a PAN card, as long as the insurance provider allows it. However, it is important to note that not all insurers may provide policies without PAN card requirements, so it is essential to check with the specific insurance provider.
5. What are the alternatives to a PAN card for bike insurance?
If you do not have a PAN card, you can consider providing alternative identification documents like Aadhaar card, voter ID card, passport, or driving license. These documents may be accepted by some insurance companies as a substitute for the PAN card.
It is important to remember that the requirements for bike insurance may vary from one insurance company to another. It is always recommended to contact the insurance provider directly to understand their specific requirements and procedures for obtaining insurance without a PAN card.
Advantages of Getting Bike Insurance without PAN Card
Getting bike insurance without a PAN card offers several advantages to the policyholder:
1. Ease of Application
By eliminating the need for a PAN card, the process of applying for bike insurance becomes much simpler and hassle-free. Policyholders no longer have to worry about fulfilling additional documentation requirements and can easily complete the application process.
2. Faster Processing Time
Since PAN card verification is not required, the processing time for bike insurance without a PAN card is significantly reduced. Policyholders can expect their insurance policy to be issued in a shorter period, allowing them to get on the road with their bike sooner.
3. Enhanced Accessibility
The option to obtain bike insurance without a PAN card opens up insurance coverage to a larger pool of individuals. Those who do not possess a PAN card, such as foreign nationals or individuals who have not yet applied for a PAN, can now easily secure insurance coverage for their bike.
4. Convenient Renewals
Renewing bike insurance without a PAN card is also made more convenient. Policyholders can seamlessly renew their insurance policy without having to worry about updating their PAN card information, simplifying the renewal process.
Overall, the availability of bike insurance without a PAN card provides policyholders with a more streamlined and accessible insurance experience, ensuring that they can protect their bikes without unnecessary complications.
Why Choose Bike Insurance without PAN Card?
PAN Card is an essential identification document required for various financial transactions in India. However, when it comes to obtaining bike insurance, it is possible to do so without a PAN Card. This hassle-free process provides several benefits to bike owners.
1. Easy and Quick Process: Choosing bike insurance without a PAN Card eliminates the need for additional documentation, making the process simpler and quicker. This is especially beneficial for individuals who do not have a PAN Card or do not wish to provide it for insurance purposes.
2. Increased Accessibility: By offering an option to get bike insurance without a PAN Card, insurance providers ensure that every individual, regardless of PAN Card availability, has access to insurance coverage for their bikes. This improves accessibility to insurance services and promotes financial inclusion.
3. Convenience for Non-Residents: Non-resident individuals who own a bike in India but do not possess a PAN Card can also benefit from this insurance option. They can easily avail insurance for their bikes without the hassle of obtaining a PAN Card from abroad.
4. Flexibility for Foreign Nationals: Bike insurance without a PAN Card is also advantageous for foreign nationals visiting India who wish to drive bikes during their stay. They can obtain insurance coverage without the need for a PAN Card, making it more convenient for them.
5. Encourages Bike Ownership: By allowing bike insurance without a PAN Card, insurance providers encourage bike ownership among individuals who may not have a PAN Card or face difficulties in obtaining one. This promotes the growth of the bike industry and provides more options for bike enthusiasts.
In conclusion, choosing bike insurance without a PAN Card offers convenience, accessibility, and flexibility to bike owners. It simplifies the insurance process, eliminates the need for additional documentation, and encourages bike ownership among individuals who may not have a PAN Card. Insurance providers understand the importance of catering to the diverse needs of bike owners, making this option a popular choice.
Questions and answers:
Is it possible to get bike insurance without a PAN card?
Yes, it is possible to get bike insurance without a PAN card. Insurance companies now accept other forms of identification like Aadhar Card, Voter ID, and Passport.
What are the documents required to get bike insurance without a PAN card?
The documents required to get bike insurance without a PAN card are Aadhar Card, Voter ID, Passport, and driving license. These documents can be used as alternate proofs of identity.
Can I buy bike insurance online without a PAN card?
Yes, you can buy bike insurance online without a PAN card. Most insurance companies have made the process hassle-free and now accept other proof of identity like Aadhar Card, Voter ID, and Passport.
What is the process to get bike insurance without a PAN card?
The process to get bike insurance without a PAN card is quite simple. You just need to provide alternate documents of identity like Aadhar Card, Voter ID, Passport, and driving license. Fill in the necessary details, choose the insurance plan, and make the payment. The insurance policy will be issued without any hassle.
Are there any additional steps I need to take in order to get bike insurance without a PAN card?
No, there are no additional steps required to get bike insurance without a PAN card. Simply provide the alternate documents of identity like Aadhar Card, Voter ID, Passport, and driving license. Fill in the necessary details, choose the insurance plan, and make the payment. The insurance policy will be issued without any hassle.
Is it possible to get bike insurance without a PAN card?
Yes, it is possible to get bike insurance without a PAN card. The insurance company may ask for alternate identification documents such as Aadhaar card, driver’s license, or passport.